Still paying higher rate of interest on your home loan?
Check Your Eligibility
Let's look at your existing home loan.
Tell us about your loan
See how your EMI could change
Your Current Loan
Illustrative New EMI
A simpler way to review your home loan
Review your EMI
Compare your current EMI with an illustrative lower-rate scenario.
Explore rates
See available options based on your profile and lender eligibility.
Make an informed choice
Understand the numbers before deciding whether a transfer makes sense.
What Our Customers Say
“Credit One helped me understand my balance transfer options and the process was very smooth. My EMI came down after the transfer, which made a noticeable difference to my monthly expenses.”
“I was worried about the paperwork involved in transferring my home loan. The Credit One team guided me through the process and kept everything simple from start to finish.”
“I had been paying a higher interest rate for years without really exploring my options. Credit One helped me compare the available options and understand whether transferring my loan made sense.”
Three simple steps
Share Your Details
Tell us about your existing home loan.
Check Your Options
We review your eligibility and available options.
Transfer Your Loan
Move your loan to the selected lender, subject to approval.
Balance Transfer Specialists
Credit One specializes in helping existing home-loan customers explore balance-transfer options. We focus on understanding your current loan, reviewing your eligibility and helping you evaluate available lender options, subject to lender terms and approval.
Focused Expertise
Our core focus is home loan balance transfer.
Simple Guidance
Clear information to help you understand your options.
Loan Review
Compare your current loan with available options before deciding.
Questions, answered
What is a home loan balance transfer?
It means moving an existing home loan from one lender to another, subject to the new lender's eligibility and approval.
Can my EMI reduce after a transfer?
It can, depending on the new rate, outstanding balance, remaining tenure, fees and lender terms.
Will my CIBIL score matter?
Yes. Eligibility and the applicable rate can depend on your credit profile and the lender's criteria.
Is the 7.5% rate guaranteed?
No. The calculator uses 7.5% only as an illustrative assumption. Actual rates are subject to lender terms and eligibility.
Speak to our team
Have a question about your home loan balance transfer? Get in touch with Credit One.
Visit Us
Garnet Palladium, Pandit Motilal Nehru Marg, Panch Bawadi, Behind Express Zone, Malad East, Mumbai – 400097, Maharashtra, India.
Ready to check your eligibility?
Share your loan details and review your balance-transfer options.
Check Your Eligibility